Shop and withdraw cash whenever you want
With Ancoria Insurance MasterCard you can withdraw cash whenever you want. The card is linked up with your Life Policy and credits or withdrawals are adjusted every month through a payment request from your Cash Fund. It's as easy as that. You can choose between a regular or a gold card.

Amount limits
With a regular card you can spend up to 10,000 or 20,000 SEK per month or with a gold card up to 100,000 SEK per month. You indicate in your application which of the amount limits you wish to have.

Conditions
To be approved for a MasterCard your savings must be at least 100,000 SEK or 500,000 SEK if it is a gold card, plus an amount in the Cash Fund corresponding twice the monthly allowable limit. For example, if you have chosen the monthly allowable limit to 10,000 SEK then your insurance balance must be at least 120,000 SEK.

Cash Fund
When you apply for an Ancoria MasterCard, we will, at the same time, open a Cash Fund for you in your insurance. The Cash Fund is then used to pay for your monthly usage of the card. When your MasterCard fee is paid then we will take care of replenishing the corresponding amount to your Cash Fund by transferring money from one of your other funds, first choice being the Savings Fund. You can also fill up your Cash Fund through your own deposits.  

The interest in the Cash Fund is presently 4.25% per year and is calculated on the lowest balance during the month. The interest is added on a monthly basis.
Ancoria Insurance MasterCard is offered in cooperation with FBME Card Services.

When you pay travel costs with the card a travel insurance is included. With a Gold Card you also get access to other offers as discounts at certain hotels or car rentals. Read more about advantages for Regular Card (Swedish) and Gold Card (Swedish).

1. Complete application form (Swedish)  and power of attorney (Swedish)

2. Copy your passport or another identification document with photo

3. Mail to Ancoria Insurance Public Ltd, Box 858, 101 37 Stockholm

If you loose your card you can block it any time of the day by a phone call directly to FBME Card Services at +357-22-557 500 or during office hours to Ancoria Customer Service at 0200-110 130.